There are over 200 loan programs available. You could call a random lender to get pre-approved but why put the biggest investment you will ever make in to a persons hands that has not been recommended to you? Why does it matter you ask? Who knows who they are? Are they good at what they do? Do they have your best interest in mind? Will they give you the best loan for you or will they do what’s easiest for them? A word of advice, get a referral from someone that has worked with your lender of choice. This way you have some background on the person that will be handling your biggest investment.
Denise Hodges 515-975-0901 with ProLending Mortgage is a Homes for Heroes lender. Loans available with as little as 1% down payment. $5000 VA grants for Vets. Denise specializes in Traditional loans such as Conventional, FHA, USDA and VA loans and provides a discount to our Heroes participating in the Homes for Heroes program.
Eric Kreiger (515) 669-2218 with Fidelity Bank offers low rates and low cost traditional Mortgages including; Conv, FHA, VA, USDA and IFA
Sonya Wingfield 515-865-6859 with Collins Community Credit Union has in-house loan options for those trickier loans in addition to 100% financing, Traditional loans, Like it to Love it Rehab loans (This loan product allows the buyer to purchase a home and finance the repair cost), Non traditional home loans (non conforming homes) and offers FHA alternative loans.
Neighborhood Finance Corporation 515-246-0010 aka NFC Neighborhoods throughout Des Moines qualify for a $10,000 forgivable grant to help make home improvements. In addition to the 10k grant they also pay $2500 towards the buyers down payment/closing cost. $35 Application applies, must pick up application at NFC.
Metro Home Improvement Program 515-273-0770 Cities of Altoona, Ankeny, Bondurant, Polk City, Urbandale, WDSM, Windsor Heights qualify for a forgivable loan up to $12,500 for the purpose to preserve the existing affordable housing stock in these communities.